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The times are changing

Nancy J. Beckley ( is President of Nancy Beckley & Associates LLC, a rehab compliance consulting firm in Milwaukee, WI.

Come gather 'round, people

Wherever you roam

And admit that the waters

Around you have grown

And accept it that soon

You'll be drenched to the bone

If your time to you is worth savin'

And you better start swimmin'

or you'll sink like a stone

For the times they are a-changin'[1]

Heading into the last several months of the year, the last of the leaves are falling, the sun is lower in the sky, witches and goblins appear as lawn decorations getting ready for Halloween, Christmas ornaments are on display, retail stores are closing physical locations as online stores take over, and it seems that Amazon has achieved super store status beyond the definition of super store.

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